Washington Marijuana Insurance in Seattle and Beyond

Cannabis Insurance for Washington Producers, Processors, and Retailers. It's Growing Like Weeds!

Since Washington Initiative 502 passed, finding Marijuana Insurance that works for a business is tough. For growers and store owners, I-502 brings a new industry to the state. From Seattle to Eastern Washington, the challenge is felt.  Whether you have a smoke shop or other business, your operation is regulated and therefore requires you to select Marijuana Insurance that works as hard as you do. The WA LCB has requirements and your business has requirements, so let us help you find protection that makes meeting these requirements easier. 

Contact an agent, request a quote, or sign up for our newsletter to get started, or read on to learn more.

Ensuring Your Success in the Marijuana Industry

Mosaic Insurance Alliance is a business member of the MJBA and as such we continuously meet with leaders of the recreational marijuana industry and we share coverage options from different insurance companies. This helps you and other business owners know and understand coverage options and it helps you stay protected while you expand.  We provide LCB-required coverage (General Liability and Product Liability) and other coverages, which include:

  • Marijuana Crops
  • Finished Stock
  • Governmental Action
  • Equipment Breakdown
  • Indoor Grow Equipment
  • Outdoor Grow Equipment
  • Business Income (this is a big one)
  • Transit/Cargo Coverage
  • Tenant Improvements
  • Commercial Auto / Delivery Vehicle

If combining any of the above coverages or other marijuana coverages with business insurance coverages is possible, we’ll do it.  See our business page and/or speak with an agent to learn more and to find out whether or not a multi-line policy is possible.

Special Information for Retailers, Growers, and Processors

Washington State Cannabis Insurance

Marijuana Retail Insurance (Cannabis Insurance) in Washington is not new but the marijuana industry is just taking off.  Marijuana stores and/or retailers are taking all kinds of measures to be successful, including security measures.  State-of-the-art equipment and tried-and-true methods are both used, and this is good. Any part of an operation is worth protecting, and each of these parts needs the protection of insurance.   

Marijuana Grower Insurance - Producers are different from retailers. Single entities like plants are expensive and are of high value.  They can make or break a business, more or less.  Some plants are grown outside and some are grown indoors.  Depending on where these plants are grown, risks are different.  Based on these different business models and other risks, we at Mosaic Insurance determine the right coverages for you. 

You may need Products Liability if someone who consumes your product gets sick.  You may need other liability coverage if anything goes wrong with your product, whether it’s your fault or not.  We’ll make sure you have the coverage you need. 

Business Income Insurance – If your business gets interrupted for any reason and you can’t grow, harvest, or distribute, you may be out of income and may even see your business go under.  We don’t want to see that happen, so we provide comprehensive business income insurance for all marijuana growers, producers, and sellers.  Contact us to learn more about this; it’s your business’s survival!

Marijuana Processor or Manufacturer Insurance – Whether you process only or perform a series of functions, you face risks.  In almost any case, a marijuana business will need General Liability Insurance and Product Liability Insurance, Washington requires them.  You can have a $1 million policy to get you off the ground or you can also have a more extensive policy that keeps you secure as your business grows; it’s up to you.   The amount of protection you need depends on your daily functions and your expansion level.  We will help you determine the coverages that are right for your business

Helping You Buy Perfect Cannabis Insurance

The specialists at Mosaic Insurance will help you manage risk and will assist you in the purchasing process. Insurance companies are clamoring to get into the marijuana industry in Washington.  This is one reason among many why you should contact us now and get started.  We have a jump on all of the other insurance companies and as a result can provide the best products and services.  We will find something unique and will give you a solution that meets your needs exactly.  Don’t waste a minute; contact us today. 

Cannabis Insurance Washington

1.    Request a quote.  You’ll be prompted to provide your zip code and a few other bits of information.  We'll get back to you quickly.

2.    Call us(425) 320-4280 is our number and we’ll look forward to hearing from you. 

3.    Sign up for our email newsletter here


No matter how you contact us, we'll get your business off the ground and we’ll minimize your costs to the best of our ability.  You’ll be LCB-compliant and free to expand your businesses as you see fit.

Mosaic Insurance Alliance is proud to provide marijuana insurance across Washington, Oregon, Alaska, Nevada, Colorado, Arizona, Montana, and California.



Additional Information:

  1. Washington Marijuana License Information and Information on the Application Process.  Also, Information on Requirements and Reporting
  2. Cannabis Industry Information (The National Cannabis Industry Association)
  3. Medical Marijuana Information and Resources (The Medical Marijuana Association)
  4. Cannabis Business Times