Mosaic Insurance Alliance, LLC

Mosaic donates $770 to Lynnwood, Washington Charity, Homage

Wed, 23 Jul 2025 22:44:37 GMT

Via their 2020 referral program, Mosaic helps a local nonprofit that in the Pacific Northwest that helps seniors

Thank you to each and every one of our clients who helped us raise $770 for Lynnwood senior facility, Homage! For each referral you sent to your loved ones, Mosaic Insurance donated $10. Thank you so much for taking the time to give kudos to your favorite independent insurance agent and giving us the opportunity to help those you care about get protected.

Homage dedicates their time to not only helping the seniors who live at their facilities, but also the seniors who are in the community and are living in their own homes. Their team is dedicated to helping people get the resources that they need to continue living entirely on their own and/or living outside of facility care with loved ones. Some of their services include: Meals on Wheels , Wellness Classes , Minor Home Repairs , Multicultural S ervices, and Dial-A-Ride (DART).

In addition to unconditional support and desire to help their clients achieve their goals and dreams, Homage loves sharing stories of all the people that are part of their community. For example, to help spread support and awareness, Homage features Make Your Mark stories and pictures for one of their Senior Companion Programs . This program allows seniors in the community to become a companion of one of Homage’s seniors, helping their patients meet others they can relate to. Like Peggy who is pictured below, this buddy system allows one-on-one interaction with 2-4 seniors a week who share similar interests. In this program, the volunteer will also help the Homage patient with daily living tasks so that they can stay in their homes. More details here .

Mosaic’s referral donation to Homage will help the nonprofit with services and programs like the Companion Program. With the recent coronavirus shutdown for the last few months, Homage has had their community and funds impacted significantly, as well as their volunteer hours, so every bit helps. If interested in volunteering, Homage has recently reopened some of their volunteer services , and they have found new virtual ways of community service.

Do you think that this charity is just awesome, and you want to stay connected? To connect with Homage, you can visit their website and following them on Facebook , Twitter , Instagram , and LinkedIn .

Our next charity of the quarter (July 1-September 30) is Domestic Violence Services of Snohomish County located in Everett, WA. Mosaic donations will go towards items like shelter, clothing, food, transportation, etc. for children, teens, and adults affected by domestic violence in our community.

Quarter 4 will be here before we know it! If you think there is a charity that would be perfect for our referral program, we are all ears! Please let us know what local charity you think need help currently. We are looking for a Snohomish County charity for the fourth and last quarter of our referral program (October-December 2020). Our Marketing Manager, Meagan Baron, can be reached at (425)-247-0208 or Meagan@mosaicia.com .

Let’s pay it forward one referral at a time! Thanks again to the wonderful people at Homage, and our amazing clients, for making this possible and spreading awareness to the great cause.

$1,150 Raised for Local Everett, Washington Charity, ChildStrive - Mosaic Insurance Alliance, LLC

Wed, 23 Jul 2025 22:38:24 GMT

Mosaic Insurance donates to a nonprofit that does hands-on coaching for local children in the Pacific Northwest

We want to thank our clients for participating in the first quarter of our 2020 referral program and helping us raise $1,150 for Everett, WA charity, ChildStrive! As ChildStrive adapts to the COVID-19 quarantine, these funds will be a big help towards their family-centered programs.

The nonprofit organization helps children by identifying learning opportunities in daily routines, providing essential early childhood development information, and helping set goals.

Knowing the importance of ChildStrive’s cause from being on their charity board, one of Mosaic’s founders, Amy Drewel, incorporated ChildStrive into Mosaic’s 2020 referral program at the end of 2019. The referral program was established a few months before the Coronavirus outbreak, and funds to ChildStrive were donated as social distancing started really impacting Washington. For every referral received from January 1 – March 31, 2020, Mosaic donated $10 to ChildStrive. The second quarter of 2020 started on April 1 and ends June 30, and the current charity is a senior services facility in Lynnwood, WA called Homage, where Amy is also part of the charity board.

To learn more about the team at ChildStrive, you can visit their website . Also, ChildStrive’s Facebook page has content that young children are sure to love — like the frog singalong video with Miss Renee, a ChildStrive Special Educator, that is pictured. Miss Renee is part of the team putting on weekly Circle Time Facebook Lives , which include songs and stories children are used to hearing at ChildStrive’s in-person groups.

Do you think there is a charity that we could help? We are interested in learning about new nonprofit organizations that help the community. If anyone would like to recommend a charity in Snohomish County for Mosaic’s referral program for the third and fourth quarters of 2020, please reach out. Our Marketing Manager, Meagan Baron, can be reached at (425) 247-0208 or Meagan@mosaicia.com

Thanks again to all the Mosaic clients who sent their friends and family to their favorite agent, and for the workers at ChildStrive and Mosaic , who helped pay it forward one referral at a time.

Local Lynnwood, WA Charity, Beautiful Soles, Successfully Finishes Program with Mosaic Insurance Alliance

hello@convirtue.com (Insurance Content Writer) — Wed, 23 Jul 2025 22:29:59 GMT

It was a pleasure working with Beautiful Soles and donating $780 to their impactful non-profit

That’s a wrap! Mosaic Insurance Alliance cannot believe the year is more than half over. With the second quarter for 2021 ending on June 30, we have our numbers in for the donation to local charity, Beautiful Soles !

As many of you know, our quarterly insurance referral program highlights one local charity every three months, giving the charity $10 for every referral received during the quarter. From April 1 to June 30, 2021, we had a great time working with Beautiful Soles, highlighting the huge impact they make while helping low-income and homeless children and families in the area. They have made a big difference in the city of Lynnwood and cities around Lynnwood, including but not limited to Everett, Marysville, Snohomish, Kenmore, Mill Creek, Seattle, and Edmonds.

You can follow Beautiful Soles on Facebook to keep in the loop on how others are doing and what needs are currently at the top of the list. You can also visit their website for things like:

We want to give a huge thank you to all of you who referred your parents, siblings, coworkers, neighbors, business partners, favorite local store owners, etc. to Mosaic Insurance for a free insurance quote! We could not have donated the $780 to Beautiful Soles without you. Thanks to you helping us spread awareness about Mosaic and this wonderful charity, Beautiful Soles will be able to use these donation funds to buy much-needed items like hotel stays for homeless families, and shoes and socks for children and teenagers in need. Donations like ours result in families like this one getting what everyone in this world deserves—basic necessities like shelter, stability, showers, food, clothing, etc.

Thank you, Beautiful Soles, for all your hard work and dedication. And thank you, people of Washington, for all your emotional and financial support when someone in the community is in need. When you share, like, or comment on a post, you are helping spread awareness and pay it forward. A small and fast action like that can make an eternal impression that spreads like wildfire. When you donate money or items that you no longer need or want, you are helping a family like yours get back on their feet. A passionate act like that will help those in your community in a way that they will never forget. So impactful in fact, that when they are in a position help another, they will remember how they were helped, and the cycle continues. Beautiful souls, indeed.

Mosaic Insurance is Working with ChildStrive Again This Quarter!

For Q3 of 2021, ChildStrive and Mosaic have teamed up again for Mosaic’s referral program. Last time we partnered with ChildStrive , Mosaic was able to raise $1,150 for their cause! A little more than a year has passed since we finished that awesome quarter, and we are super excited to see how this quarter will end on September 30, 2021.

ChildStrive, formally named Little Red School House, is a non-profit that has helped families and children with all kinds of family programs for more than 50 years. They help those in the community by providing learning opportunities, development information, routine building skills, important resources, goal building techniques, special needs guidance, and more.

How Do You Send an Insurance Referral?

Sending a Referral Is Fast and Easy!

Just call us , email us , or fill out our website referral form and give us the contact information of the person you want to refer. You can also ask your contact to reach out to us and let us know that you referred them. Our phone number is 425-320-4280 , and our email is info@mosaicia.com .

Who can you refer for a free insurance quote?

Friends
Family
Neighbors
Coworkers
Owners of local businesses that you love
Others in your life who you think would benefit from getting personal insurance or business insurance through Mosaic

Why would your friend, family member, etc. want to work with Mosaic?

For all the same reasons you do! For example:

Our team is a great bunch of individuals. If you have loved working with your Mosaic insurance agent, let’s see if we can help your loved ones as well!
They could benefit greatly in reviewing their insurance needs and getting new coverage.
If they are looking for better protection, talking to experts in this field is the way to go.
If they are looking for competitive rates, our procedures and resources can be a big help.
We have access to many different top insurance carriers in the country
We know how to handle big life changes. (Bought a new home, just got married, pregnant/new baby at home, have a teen driver, moved to a new to a state.)
We are pros at figuring out unique circumstances.
We also have teammates who speak fluent Spanish!

We Love Hearing About New Local Charities!

We have chosen our charity for Q4 of 2021 (stay tuned!), but we still need one for Q1 of 2022. Is there a Washington charity that you think is just great and could really use the money? Tell us all about them! We are looking for non-profits in nearby counties like Snohomish County, King County, and Pierce County. You can reach our Marketing Manager, Meagan Baron , by phone at 425-247-0208 or by email at Meagan@mosaicia.com . We will choose our 2022 Q1 charity by no later than mid-December. We look forward to your ideas! Let’s spread awareness for these amazing causes one quarter at a time.

Enhancing Your Cannabis Business Property Insurance: What You Need to Know

Thu, 19 Jun 2025 19:59:00 GMT

As the cannabis industry continues to flourish in states like Washington, Oregon, and California, business owners face unique challenges, particularly when it comes to protecting their assets. With the rise stolen vehicles used in smash-and-grab crimes targeting cannabis shops, ensuring that your property insurance is comprehensive and tailored to your specific needs is more important than ever.

Understanding the Risks

Cannabis businesses are increasingly becoming targets for criminals due to the high value of their products and the cash-heavy nature of the industry. Smash-and-grab crimes, where perpetrators use a stolen vehicle to crash into a property to quickly steal goods, are on the rise. This trend underscores the necessity for cannabis business owners to have robust property insurance that can adequately cover potential losses.

The Importance of Property Enhancement Endorsements

Standard property insurance policies may not fully cover the unique risks associated with cannabis businesses. This is where property enhancement endorsements come into play. These endorsements can be added to your existing property insurance policy to provide additional coverage specifically designed for cannabis-related claims.

Key Endorsements to Consider

Taking Action

As a cannabis business owner, it’s essential to regularly review your insurance coverage to ensure it meets your current needs. With the ever-evolving landscape of cannabis regulations and the increasing risks of crime, staying informed and proactive is key.

Reach out to your insurance agent today to discuss your current policy and explore the possibility of adding property enhancement endorsements. By doing so, you can safeguard your business against the growing threat of smash-and-grab crimes and ensure that your valuable assets are protected.

For more information on how to enhance your cannabis business property insurance, contact our agency. We’re here to help you navigate the complexities of insurance and provide the peace of mind you deserve.

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Maximizing Savings on Cannabis Insurance: A Guide for Business Owners

Fri, 23 May 2025 15:03:00 GMT

As the cannabis industry continues to grow, so does the need for specialized insurance coverage. However, finding the right insurance policy at an affordable price can be a challenge for many cannabis business owners. In this blog post, we’ll explore several strategies to help you save money on cannabis insurance while ensuring you have the coverage you need.

Understanding Cannabis Insurance

Cannabis insurance is a specialized type of coverage designed to protect businesses operating within the cannabis industry. This includes dispensaries, cultivators, manufacturers, and distributors. Policies typically cover a range of risks, including property damage, liability, product recalls, and crop failure. Given the unique nature of the cannabis industry, insurance premiums can be higher than those for more traditional businesses. However, there are ways to reduce these costs without compromising on coverage.

Evaluating Your Coverage Needs

One of the first steps in saving money on cannabis insurance is to thoroughly evaluate your coverage needs. This involves assessing the specific risks associated with your business operations and determining the types of coverage that are essential.

Shopping Around for the Best Rates

Just as with any other type of insurance, shopping around can lead to significant savings. Different insurers may offer varying rates and coverage options, so it’s important to compare multiple quotes.

Implementing Risk Management Practices

Insurance premiums are often influenced by the perceived risk of insuring a business. By implementing effective risk management practices, you can potentially lower your premiums.

Leveraging Discounts and Incentives

Many insurers offer discounts and incentives that can help reduce your premiums. Be sure to ask your insurance agent about any available options.

Staying Informed and Proactive

The cannabis industry is constantly evolving, and staying informed about changes in regulations and market conditions can help you make better insurance decisions.

Reach Out for More Information

Navigating the complexities of cannabis insurance can be daunting, but you don’t have to do it alone. As an experienced insurance agent, I’m here to help you find the best coverage at the most competitive rates. Contact our agency today to discuss your insurance needs and explore ways to save on your cannabis insurance premiums.

The post Maximizing Savings on Cannabis Insurance: A Guide for Business Owners appeared first on Mosaic Insurance Alliance, LLC .

Navigating Rental Car Coverage: What You Need to Know Before Your Vacation

Wed, 21 May 2025 18:23:00 GMT

When planning a vacation, renting a car can provide the freedom and flexibility to explore your destination at your own pace. However, understanding the nuances of rental car coverage is crucial to avoid unexpected expenses. One key aspect to consider is whether your personal insurance policy covers rental cars, especially in terms of loss of use. Let’s delve into why purchasing additional coverage might be a wise decision.

Understanding Loss of Use

When you rent a car, your personal auto insurance policy might cover some aspects of damage. However, it often does not cover the loss of use. This term refers to the rental company’s loss of income when a vehicle is out of service due to damage. If the rental car is involved in an accident and requires repairs, the rental company cannot rent it out to other customers, resulting in potential revenue loss.

The Role of Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW)

To mitigate the risk of being held financially responsible for loss of use, rental car companies offer Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW). These waivers relieve you of financial responsibility if the rental car is damaged and cannot be rented to someone else. While these waivers are not insurance policies, they act as a form of protection, covering costs that your personal insurance might not.

Weighing the Costs and Benefits

While purchasing CDW or LDW adds to the cost of renting a car, it can save you from significant out-of-pocket expenses in case of an accident. Consider the following factors when deciding whether to purchase these waivers:

Making an Informed Decision

Before renting a car, it’s essential to evaluate your options and understand the coverage you need. By considering the potential gaps in your personal insurance and the benefits of CDW or LDW, you can make an informed decision that aligns with your needs and budget.

For more personalized advice or to discuss your specific insurance needs, feel free to reach out to our agency. We’re here to help you navigate the complexities of insurance coverage and ensure you have a worry-free vacation.

The post Navigating Rental Car Coverage: What You Need to Know Before Your Vacation appeared first on Mosaic Insurance Alliance, LLC .

Life Insurance for Your Personal Life & Business Life

Wed, 06 Sep 2023 18:46:00 GMT

Whether you are a person or business in a big city or small town, the right life insurance policy and the right life insurance carrier starts with the right life insurance agent .

By Meagan Baron

Tailoring your insurance policy so that you get the right coverage, carrier, and cost fit doesn’t stop at car insurance, home insurance, or business property insurance. Mosaic can also help you with your life insurance policy at home and/or at work.

In lieu of September being National Life Insurance Awareness Month, we gathered some facts about life insurance that you can apply to your personal life as a husband, wife, father, mother, etc.—as well as to your work life as a business owner or business partner. Take a look below at the different life insurance breakdowns and myth busting, and let us know if you have any questions or you are interested in exploring policy options .

What Are the Different Types of Life Insurance?

Some of the Different Types of Personal Life Insurance Mosaic Sells:

Below are some quick facts for you about life insurance for your personal needs. Click the links to learn more about the different types of life insurance. If you are interested in learning more about a coverage, fill out our simple and quick personal life insurance quote form and we will get in touch with you shortly.

Some of the Different Types of Commercial Life Insurance Mosaic Sells:

“But, Isn’t Life Insurance Expensive?’’

The above picture is one of the biggest life insurance myths that we want to debunk at Mosaic Insurance Alliance. And, that is not the only myth we hear a lot. Take a look at these common myths and let us know how many of them you used to believe!

It Doesn’t Hurt to Have Us Do the Footwork

You may not want a life insurance policy right now…but having us run a quote doesn’t hurt. You never know until you try, and quotes are free of charge. It’s our job to figure out what needs to be done to tailor a policy that meets your coverage needs and financial needs.

To do that, we will…

If you would like to have some more information before contacting us, take a look at these life insurance blogs and life insurance tips:

We’re ready to answer your life insurance questions and explore different carrier and policy options for you! You can chat with us using our IM feature located at the bottom right corner of the screen, calling us at our mainline ( 425-320-4280 ), or emailing our office ( info@mosaicia.com ). You can also contact your Mosaic agent directly if you are already a client.

The post Life Insurance for Your Personal Life & Business Life appeared first on Mosaic Insurance Alliance, LLC .

The Everett Recovery Café on California Street Reduces Relapse by Revolutionizing Recovery

Mon, 07 Aug 2023 21:59:00 GMT

The post The Everett Recovery Café on California Street Reduces Relapse by Revolutionizing Recovery appeared first on Mosaic Insurance Alliance, LLC .

Should I Buy a House? Is a White Picket Fence for Me?

Fri, 16 Jun 2023 20:31:00 GMT

What it means to be a homeowner, have a mortgage, and work with Mosaic Insurance Alliance

You have probably asked yourself over the years “Should I buy a house?” That white picket fence dream is one that many of us have had for many years…But, what does it really mean?

There are all kinds of flow charts and quiz calculators that you can take to help determine if you are a good homeowner candidate. For example, here is one from Rocket Mortgage. A good candidate tends to have low debt, steady income(s), and good credit that continues to get better. They also can make a downpayment and have a savings account that can handle unexpected maintenance. But that is not all…

It is not just about being an ideal candidate on paper. It is also about how you handle projects, where you see yourself in the future, and what your personal and career dreams are. Having a house is a lifetime project—making a house a home and making it safe for your loved ones, visitors, and neighbors. Even if you don’t have that white picket fence all the way around, your home—in whatever style you deem as “homey”—still comes with excitement, freedom, responsibilities, and hurtles. Look below to see what we are talking about.

What Is Good for a New Homeowner to Know?

Below are some frequently asked questions (FAQs). If you have any other questions, reach out to us today ! You can also view other insurance FAQs here on our website .

First-Time Homeowner Tips & Insight for Long-Time Homeowners

Below is some research that we have done over the years to help our clients be prepared for the different seasons, save money, avoid claims, have stable insurance, and feel confident in their new homebuying experience. Even if you have owned your own house for years, these tips are great to review! You can also apply many of these house tips if you are renting a home, apartment, or condo.

Are You a Mortgage Broker or Real Estate Agent?

Our Mosaic Insurance team is ready to help your clients get their home insurance! You can contact our Personal Insurance Manager, Brittiany Anderson , for the next steps. Brittiany has been with Mosaic since 2010 and she started her insurance journey in 2006. Brittiany is ready to give your customers a no-obligation home insurance quote and find the carrier that is the best fit for them. You can call her at 425-212-1805 or email her a .

Why Work with Mosaic Insurance Alliance?

We look forward to helping you on your mortgage adventure!

Our hours are Monday-Friday, 8:30 am to 5 pm Pacific Standard Time. If you contact us outside of business hours, we will see your email or voicemail when we are back in the office and will respond to you in a timely manner. Talk soon!

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The Arlington Kids’ Kloset Formula: Shopping + School = Success

Tue, 25 Apr 2023 23:44:00 GMT

The post The Arlington Kids’ Kloset Formula: Shopping + School = Success appeared first on Mosaic Insurance Alliance, LLC .

How Can You Balence Cannabis?

Tue, 18 Apr 2023 21:40:00 GMT

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What Kind of Hidden Insurance Requirements Might My Marijuana Business Face?

Tue, 18 Apr 2023 12:23:00 GMT

Cannabis business insurance requirements, restrictions, and more change from carrier to carrier, state to state, company to company, etc.

As a business owner, you know that the commercial life is multifaceted—there are so many working parts that need to be greased continuously to move and work together in harmony so that you can make money. Commercial insurance is the same way. Requirements, restrictions, and more change from carrier to carrier, state to state, company to company. Insurance can be confusing, but that is why we are here. We are here to help guide you in the right direction so that your cannabis business can follow requirements for rental agreements, carrier conditions, state laws, federal regulations, and more.

For example, did you know that business owners routinely enter into agreements that include insurance requirements? Rental or lease agreements between tenants and landlords typically require both parties to have specific insurance and the contract dictates how the insurance company will respond to a claim.

Is Your Cannabis Insurance in Compliance?

In Washington, The Washington Liquor and Cannabis Board requires cannabis businesses to have insurance by statute. The enforcement of the insurance requirements is usually straightforward: the tenant won’t receive the keys to the property unless they prove that they have proper insurance. Similarly, the cannabis company won’t receive a license unless they can prove they comply with the statutory insurance requirements.

In other words, before a loss occurs there is a mechanism that ensures the parties comply with what was agreed upon in the contract. In the event of a claim, the process is clear: the insurance company will settle the loss in accordance with the contract requirements and the insurance policy provisions.

What Happens If a Contract Is Signed and Proper Insurance Is Not in Effect?

The short answer is that the party that is required to have insurance may be out of compliance and the other party can, in effect, cancel the contract. This can have devastating consequences for the party that fails to comply with the contract requirements, even if no loss occurs.

For example:

The second example is a particular risk for cannabis companies because their access to traditional lenders is limited.

What can your marijuana business do to help avoid experiencing this common predicament? For starters…

Dan Wozniak , a funding specialist in the cannabis industry, agrees that borrowers and lenders would do well to work closely with their insurance advisers during the borrowing process.

“In cannabis, financing each deal is often substantially different and has unique requirements,” said Dan. “If the proper insurance is not in force, all parties could be exposed in a variety of unforeseen ways.”

Are you interested in learning more about the cannabis finance industry? Dan can be reached at or 805-705-1754 for more information about financing availability and requirements.

Some More Scenarios of a Cannabis Company That Is Not in Compliance:

1. A CBD topical shop fell on some hard times due to COVID-19. They had to apply for a bank loan to stay open and get back on their feet. Nothing changed for them other than that loan—they kept the same employees, their business products did not change, they have the same commercial car they’ve had for 5 years, etc. Unfortunately, they did not think to talk to their insurance company. If they did, they would have known that taking out a loan changed the insurance requirements that they had to have for various coverages like their commercial auto insurance. After totaling their work car in an at-fault accident, they had another unfortunate surprise—they would not be covered because they no longer had the minimum requirements for different parts of their car insurance policy, including their minimum liability requirements. So, their car insurance company refused to pay for any part of the claim. Missing that one quick and important phone call to their insurance agent resulted in the cannabis business having to buy a new vehicle for the person they hit and pay the medical bills for the person they hit as well as their employee. Ouch! Not surprising, they had to close permanently, and the business owners will be suffering financially for years to come.

2. A marijuana vape shop purchased a safe after their cannabis insurance company told them that they had to have one for a claim to be covered if a break-in and theft were to happen. However, they did not read the contract closely and get a safe that met the carrier’s requirements, which they found out too late when they were robbed and called their carrier to file a claim. They were told that they were not covered because they did not meet the contract agreement. They had to pay for damages and product loss out-of-pocket, and no compensation happened for the money that was stolen out of the register.

3. Owners of an Oregon marijuana processing plant decided to move to Washington. They spoke to their insurance company, which is new to writing cannabis coverage, and let them know that they were moving so that their insurance would be up to date. The agent failed to tell them that they now needed product liability insurance (something that Oregon does not require, but Washington does). There is now a big mess on fighting over a recent claim and state penalty charges since their agent did not get them what they needed after they asked. This kind of fight can take years to sort out, and in the meantime, that can make a company close for good.

4. A CBD edibles company in Washington recently heard about how another company like theirs in California started delivering their products to people’s doors. It is a huge trend right now, and they decided that they wanted to jump on the bandwagon. They are now going to court for a huge fine because while California has legal door-or-door delivery of cannabis products, Washington does not.

5. Texas recently legalized recreational marijuana, so a Texas tobacco shop expanded their products to include some cannabis items. Excited over the new products and the business they were bringing to the shop, the store continued to expand their different marijuana options, getting some products from out-of-state cannabis retailers. All was going great, until they were shut down for selling delta-8 products. Texas has specifically outlawed delta-8, labeling it as a Schedule 1 substance. As they fight the lawsuit and criminal charges, the owners are looking at not only bankruptcy but possible jailtime.

6. A cannabis dispensary has a few locations in California, and they decide that they want to open some more stores in other states. For their grand opening in their first Montana marijuana shop, they decide to stick with some of their marketing spiels that worked so well in California. Now, Montana is going after them for not complying to their state cannabis marketing laws. Remember—different states have different statutes for what is ok and not ok while marketing products, particularly for products like cannabis, tobacco, and alcohol. Label requirements, signage laws, what ads can and cannot have in them, etc. can significantly vary from state to state.

What Else Is Important for Cannabis Companies to Remember?

1. Meeting your building codes is important if you want to have valid coverage. If you remodel your building and then have an electrical fire for example because the old wiring could not handle the new equipment you purchased, you might not be covered if you did not meet your building codes.

2. You can lose your cannabis company if you have a TCPA violation. The Telephone Consumer Protection Act (TCPA) of 1991 was passed by Congress to help control spam. It has been an increasing problem for the public, and many of our clients have run into TCPA problems over the last few years. Retail stores have been using text messages and phone calls to make sure clients do not forget them and to help sell new products. The coronavirus increased this occurrence with in-person marketing plummeting in 2020 and 2021. Even now with in-person services being an option again, many people are still staying home more often and ordering more online than before the pandemic hit.

3. It goes without saying that fraud is a serious offense. And, being investigated for it even if you are found innocent can tarnish your reputation, put you in debt, give you crazy amounts of stress, result in your employees losing their jobs, force you to closedown due to bankruptcy, etc.

4. Be ready for the different seasons and talk to your agent prior to seasonal trends to make sure that your business is ready. For example:

5. Language barriers can result in wants and needs not being understood and coverage not being fulfilled correctly. We have fluent English and Spanish speakers on our team.

6. It is also important to remember that business owners should keep their insurance agents informed as they enter into new contracts. Frequently, the cost to conform to contracts is insignificant given the risks of non-compliance. If you have more questions, please reach out to your Mosaic representative .

7. Examples of some other items that you should keep your insurance agent updated on:

In other words, if you make a big change, contact your Mosaic independent insurance agent.

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You Could Decrease Your Car Insurance Premium by Participating in Telematics!

Mon, 20 Mar 2023 18:37:00 GMT

We have a list of some participating carriers & ways you can take advantage of telematic discounts

How can you keep the same dependable coverage for less money ? You can decrease your car insurance premium by participating in telematics and getting a reward discount for your good driving! So, instead of Googling “cheap car insurance,” see what Mosaic Insurance has to say below about how you can save money from being a good driver. (The end of our blog also has other money saving tips!)

What Is an Insurance Telematic Discount?

A telematic program is when you install an app on your phone or plug in a device under your steering wheel to review your driving habits—braking behaviors, acceleration tendencies, daily mileage amounts, traffic trends, areas you visit, commuting schedules, phone usage, and the like.

A telematic discount is the reward that you can get for your good driving score after your program ends.

Other Than Saving Money, Why Do a Telematics Program?

Which Insurance Companies Have a Good Driving Discount?

Mosaic Insurance has a number of carriers who have a telematics program to reward clients like you for your good driving habits.

Some of our carriers who have good driving discount programs are:

What Are Some Other Common Discounts?

Instead of Googling “cheap car insurance,” ask us about car insurance discounts ! And, while you are at it, ask us about other discounts for all of your insurance needs.

To get an idea of common discounts that we give to clients, check out the list below. (Please keep in mind that not all carriers offer these discounts and that carriers can change guidelines at any time.)

You can view more ways that independent agents like us can save you money in our other blog post here , as well.

Don’t Forget!

Also, don’t forget that carriers are always thinking of new discounts and ways to reward their loyal customers! It’s our job to keep you informed of those items.

If you are our client, please make sure you respond to our renewal appointment request emails so that the renewal process goes smoothly, and so that you will see updates on discounts and other important items.

We are ready to help you in any way that we can! We know that financial stability is an important thing for people and businesses to have—that is why we tell our clients about discounts and why we provide money saving tips like these in addition to insurance savings. If you have any questions, would like a free quote, or would like to explore your different options to save money or get different coverage, call us, email us, fill out our quote form , or send us an IM on the website here (bottom right corner). Talk soon!

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